SSS Sickness Benefit Calculator 2025
The Social Security System (SSS) provides sickness benefits to qualified members who are unable to work due to illness or injury. Use our free online calculator to estimate your potential sickness benefit based on your average monthly salary credit.
How to Use the Calculator
Calculate Your SSS Sickness Benefit
Salary Information Needed
Please select the month and year of your sickness to determine the reference period for salary calculation.
Disclaimer: This calculator provides an estimate based on the general rules outlined in the SSS Sickness Benefit program. The actual benefit may vary. Please consult with the SSS for an official computation.
SSS Sickness Benefit Requirements
To qualify for SSS sickness benefits, you must meet the following requirements:
Contribution Requirements
- At least 3 monthly contributions within the 12-month period immediately before the month of sickness
- Contributions must be paid on time or within the grace period
Medical Requirements
- Medical certificate from a licensed physician certifying your illness or injury
- Confinement period must be at least 4 days (including the 3-day waiting period)
- The illness or injury must prevent you from performing your regular work
Employment Status
- You must be a covered member at the time of sickness
- Self-employed members are also eligible if they meet the contribution requirements
How SSS Sickness Benefits Are Calculated
The SSS sickness benefit is calculated based on your Average Monthly Salary Credit (AMSC) during the 12-month period before the month of sickness.
Daily Benefit Rate Formula
Daily Benefit Rate = (Average Monthly Salary Credit ÷ 30) × 90%
Total Benefit Calculation
Total Benefit = Daily Benefit Rate × Number of Compensated Days
Important Notes on Calculation
- Waiting Period: The first 3 days of sickness are not compensated
- Maximum Days: Benefits are paid for a maximum of 120 days per year
- Benefit Rate: Daily benefit is 90% of your average daily salary credit
SSS Sickness Benefit Payment Schedule
| Duration of Sickness | Benefit Payment |
|---|---|
| 4-7 days | Paid after the 3-day waiting period |
| 8-14 days | Paid in weekly installments |
| 15+ days | Paid bi-weekly or monthly |
Required Documents for SSS Sickness Benefit Claims
When filing your sickness benefit claim, prepare the following documents:
Primary Requirements
- SSS Sickness Notification Form (E-1 Form)
- Medical Certificate from attending physician
- SSS ID or UMID Card
- Valid government-issued ID
Additional Requirements (if applicable)
- Daily Time Record or Certificate of Confinement
- Employer’s Certification (for employed members)
- Income Tax Return (for self-employed members)
How to File Your SSS Sickness Benefit Claim
Online Filing (My.SSS Portal)
- Log in to your My.SSS account
- Go to E-Services > Sickness Benefits
- Fill out the online application form
- Upload required documents
- Submit your application
Offline Filing
- Visit your nearest SSS branch
- Get the E-1 Form (Sickness Notification)
- Complete the form with required information
- Submit with supporting documents
- Get your acknowledgment receipt
SSS Sickness Benefit Processing Time
- Online applications: 7-10 business days
- Over-the-counter applications: 10-15 business days
- Payment release: 3-5 business days after approval
Frequently Asked Questions
Can I claim sickness benefits multiple times per year?
Yes, you can claim sickness benefits multiple times as long as you don’t exceed the 120-day maximum per calendar year.
What if my sickness lasts longer than 120 days?
If your illness extends beyond 120 days, you may be eligible for SSS Disability Benefits instead of continued sickness benefits.
Can I work part-time while receiving sickness benefits?
No, sickness benefits are only paid when you are completely unable to work due to illness or injury.
How is the average monthly salary credit calculated?
The AMSC is calculated by averaging your monthly salary credits for the 12 months immediately before the month of sickness.
Contact SSS for Sickness Benefits
- SSS Hotline: 8920-6446 to 55
- Toll-free: 1-800-10-2255777
- Website: sss.gov.ph
- Email: member_relations@sss.gov.ph
Disclaimer
This calculator provides estimates based on SSS regulations as of 2025. Actual benefit amounts may vary depending on your specific circumstances and SSS policy changes. For official calculations and claims processing, please consult with SSS directly.
Need help with other SSS benefits? Check out our other calculators and guides on PinoyBenefits.ph